So, you're dreaming about studying in Germany? You’re not alone! Thousands of Indian students move there every year to pursue degrees like an MBA in Germany. But one question hits every student before the journey begins: “How much will it cost to live there?”
This guide will walk you through every aspect, from rent and food to health insurance and leisure activities. Let’s dive into real numbers and practical tips so you can plan like a pro.
Why Indian Students Choose Germany for Higher Education
Germany is a top destination for higher education for so many reasons:
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No tuition fees at public universities.
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Affordable lifestyle.
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Globally recognised programs like the MBA in Germany for Indian students, MS in General Management in Germany, or MS in Industrial Engineering in Germany.
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Post-study work opportunities.
And let’s not forget — the student life here is vibrant, multicultural, and unforgettable!
Average Monthly Cost of Living in Germany
Generally, you’ll need €850 to €1,100 per month, depending on the city and your lifestyle. Here's the breakdown.
Rent and Accommodation
Rent is your biggest monthly expense.
Student Dormitories
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Cost: €250–€400/month
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Managed by Studentenwerk (student services).
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Affordable but competitive — apply early!
Shared Apartments (WG - Wohngemeinschaft)
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Cost: €300–€500/month
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You share a kitchen, bathroom, and good vibes.
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The most popular option for students.
Private Flats
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Cost: €500–€800/month
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More privacy, more space, and more expensive.
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Not ideal for tight student budgets.
Food and Groceries
Cooking at home? Expect around €150–€250/month.
Some examples:
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Milk: €1/litre
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Rice: €2/kg
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Eggs: €2 for 10
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Eating out: €10–€15 per meal
You’ll find Indian grocery stores in bigger cities. Craving butter chicken or biryani? You're covered!
Health Insurance
Mandatory for every student. Two types:
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Public Insurance: ~€110–€120/month (for under-30s)
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Private Insurance: ~€30–€50/month
Choose wisely, especially if you're going for programs like the General Management Course in Germany or Masters in UI/UX Design in Germany.
Transportation Costs
Public Transport
Most universities offer a semester ticket, which provides unlimited travel within your region.
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Cost: €30–€60/month (usually included in semester fees)
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Super handy and budget-friendly.
Bike and Walking
Second-hand bikes cost about €60–€150.
Plus, most student towns are walkable. Great for your health and wallet!
Mobile, Internet & Utilities
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SIM Card/Data: €10–€20/month
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Internet: €30–€40/month (split with roommates)
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Electricity/Water/Gas: €50–€100/month
Bundled together, these can cost around €80–€120/month.
Study Materials and Supplies
Books, notes, software tools for courses like computer science for business in Germany, or a masters in computer science for business in Germany could add:
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€20–€50/month
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Many universities provide digital access to libraries for free.
Leisure, Travel & Lifestyle
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Movie: €8–€12
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Gym: €20–€30/month
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Weekend trip: €30–€100
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Occasional nightlife: ~€50/month
You won’t be stuck indoors! Germany offers everything from tech fests to nature hikes.
One-Time and Setup Costs
Blocked Account and Visa Fees
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Blocked Account: €11,208 (mandatory)
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Visa Fee: €75
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Health check, translations, etc.: ~€150
You’ll need to set up your MS in Germany journey with this financial proof.
Furniture and Initial Essentials
If you’re renting an unfurnished place:
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Bed, table, chair: €150–€300
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Kitchen utensils: €50–€100
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Bedding and towels: €30–€50
Buy second-hand or check student groups for giveaways.
City-wise Living Expense Comparison
Munich
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Rent: €600–€900
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Total: €1,200–€1,400/month
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Expensive, but great job opportunities and quality of life
Berlin
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Rent: €400–€700
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Total: €1,000–€1,200/month
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Diverse, artsy, and international student hub
Hamburg
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Rent: €450–€750
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Total: €950–€1,200/month
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