Discover the best HDFC credit cards in India for 2025. Compare Swiggy, Tata Neu, IRCTC & Shoppers Stop HDFC cards with features & benefits.
Why HDFC Credit Cards Are Popular?
When it comes to credit cards in India, HDFC Bank stands out as the most trusted issuer. From shopping and dining to travel and rewards, HDFC offers a wide range of cards tailored for different lifestyles.
In 2025, with more Indians relying on digital payments and online shopping, choosing the best HDFC credit card can help you maximize savings, earn rewards, and enjoy exclusive privileges.
This blog explores the top HDFC Credit Cards in India, their benefits, eligibility, and who should use them.
Best HDFC Credit Cards in India (2025)
Here’s a list of the best HDFC credit cards you can apply for in 2025. Each card suits a different lifestyle—whether you love food delivery, frequent train travel, or shopping at your favorite stores.
1. Swiggy HDFC Credit Card – Best for Food & Dining
Why Choose This Card?
Perfect for foodies and those who regularly use Swiggy or Instamart. The cashback benefits can easily cover the annual fee.
Key Benefits:
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Joining Fee: ₹500 + GST
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Welcome Gift: Free 3-Month Swiggy One Membership
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10% cashback on Swiggy (food, Instamart, Dineout)
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5% cashback on online spends, 1% on others
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Extra perks: Free golf lessons and rounds
👉 Best Suited For: Food delivery lovers and online shoppers.
2. Tata Neu Plus HDFC Credit Card – Best for Shopping
Why Choose This Card?
Great for those who shop on Tata brands like Air India, BigBasket, Westside, and Tata Neu app.
Key Benefits:
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Joining Fee: ₹499 + GST
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Welcome Gift: 499 NeuCoins
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Rewards: Up to 5% back as NeuCoins on Tata Neu app
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2% back on Tata brands, 1% on non-Tata spends
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Travel Perk: Complimentary access to select domestic airport lounges
👉 Best Suited For: Shoppers who want flexibility to redeem rewards across Tata brands.
Read complete blog at -
https://www.finowings.com/Credit-Cards/best-hdfc-credit-cards-india
